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A credit card with crazy good benefits

Build the credit others wait years for.
Up to 5x cashback^ | No SSN needed | Up to $15,000 limit1

The Zolve credit card may improve your credit score with responsible use.

100K#

active users

In partnership with

Secured by Mastercard®

Secured by Mastercard®

Person
Zolve has helped over 100K+ people

You control your money

We make it safe, simple and transparent.

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Freeze & unfreeze with a tap
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Mastercard® ID theft protection7
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Mastercard® zero liability protection8
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Get your zero
annual fee Credit Card
even without SSN today

Subject to eligibility and credit approval.

DISCLOSURE

* Processing times may vary. Subject to eligibility and credit approval.

1 Applying for the Zolve Credit Card is subject to eligibility and credit approval. Credit limits vary by individual and are determined based on card approval, verified income, creditworthiness, and other eligibility criteria. Maximum limit is $15,000; not all applicants will qualify. Zolve reserves the right to modify or terminate this offer at any time.

2 3.5Mn+ cashback earned by our users in between September 2024 - September 2025.

3 8.5K+ cashback earned every hour is an average between September 2024 - September 2025.

4 Credit score ranges are illustrative and based on information available from Experian and RentSpree.

5 Car loan figures assume a loan value of $30,000 over 72 months and are based on calculations from Experian.

6 Employment opportunities reflect general hiring practices in the U.S. where some employers may review credit reports during background checks, based on information available from Experian.

7 Mastercard Zero Liability Protection covers you for unauthorized transactions made in-store, online, by phone or ATM — provided you report loss or theft promptly and take reasonable care.

8 Mastercard ID Theft Protection includes alerts for suspicious activity and identity restoration services should fraud occur. These services are subject to registration and issuer terms and not all cards are eligible. See full Mastercard terms for details.

9 ZKart is a service provided by Zolve. Discounts of up to 60% are available on select products and may vary by merchant, category, and availability. Zolve is not the seller of record and does not manufacture, store, or ship products listed on ZKart. All purchases are fulfilled by third-party merchants and are subject to their respective terms and conditions, including those related to pricing, shipping, returns, and refunds. Zolve is not responsible for product quality, availability, delivery, or post-purchase support. Zolve is not affiliated with or endorsed by participating brands.

^"Cashback" is provided in the form of Zolve Points ("ZPoints"), not cash. ZPoints are earned on eligible purchases at applicable earn rates and are credited at the end of each billing cycle. Eligible categories, earn rates, and redemption options may vary and are subject to change. Additional terms, limitations, and exclusions apply. Refer to the Rewards Terms and Conditions for full details: https://bit.ly/Rewards_TnC

# Based on aggregated Zolve internal data from May 2026; reflects total rewards earned, transaction volume, and active user counts during the stated period.