For all referrals from 18th July 2022, The referral bonus would be $10.
You will be eligible for the referral bonus once the person whom you have referred completes their first credit card purchase transaction of a minimum $1
Isn't that a super sweet deal?
Your referral rewards will be credited after the referred people make their first successful Credit Card purchase transaction.
The points will be added to your Reward section under available to redeem
If you're already in the US - You can start using it as soon as you activate the account
If you're yet to travel to the US - You can start using it only after you land in the US and activate your account
1. Click 'Bank' on the home screen
2. Go to 'My Cards' (on the top)
3. Select Credit Card
4. Click Pay Now
Choose to pay from the linked accounts or link an account
To link an account:
5. Select Link an account, then choose between Zolve Direct or Zolve Micro
Zolve Direct:
• Login to your Profile
• Click 'Bank' on the home screen
• Go to 'My Account' (on the top)
• Select Add Money
• Choose Zolve Direct
• Enter External Account Credentials
• Initiate Transaction
Zolve Micro:
• Login to your Profile
• Click 'Bank' on the home screen
• Go to 'My Account' (on the top)
• Select Add Money
• Choose Zolve Micro
• Enter External Account Credentials
• Verify your details
• Initiate Transaction
Initiated credit card bill payment from an external account may take up to 4 to 5 business days to be settled
Domestic Transfer: It would take 2-3 business days to receive the money.
International Transfer (External Transfer) Ex: If you transfer money from your home country bank account to Zolve using the wire method, the home country bank would charge some amount for the transfer. It takes 4-5 business days to receive the money transfer - To avoid the $15 incoming wire transfer charges, you can use Zolve Remittance
Zolve Offers:
US Checking Account - Protected by FDIC insurance up to $250,000
US Debit Card
US Credit Card
International Money Transfers
Health Insurance
Education Loans
Pet Insurance
Rental Insurance
Auto Loans
1. Simply visit www.zolve.com (or) download our app from Apple Appstore / Google Playstore
2. Sign-up
3. Upload necessary documents, and you're all set
It's that easy and takes less than 5 minutes
Yes, you can.
You can sign up with Zolve even before the Visa arrives. Simply give some details, and you're in. We will take the Visa later. Nothing better than prepping well in advance. Kudos!
-- Student residing in the US with a valid student visa
-- Student about to move to US
-- Working Professional residing in the US with a valid work visa
-- Working Professional about to move to US
-- US Resident
Yes! Absolutely. We believe nothing should come in the way of you achieving your dreams and that's why we exist! Go ahead and sign-up!
If you're already in the US - You can start using it as soon as you activate the account
If you're yet to travel to the US - You can start using it only after you land in the US and activate your account
1. You can send money internationally via a wire transfer. Give your Zolve checking account number and routing details to your local bank.
2. You can also Log in to another bank's website that you want to transfer money from. Add your Zolve checking Account information using the same routing and checking account information that you would use for direct deposit.
Your Zolve Credit Card will be delivered to your US address
You can use the following ways to deposit money into the Azpire account
-- Domestic Bank Transfers - ACH and Wire
-- Direct salary deposit
-- Wallets - Venmo/CashApp/PayPal/Zelle
-- International wire transfers
** Please navigate to your Zolve app >> Bank >> Checking account >> Manage >> View bank transfer limits to know about your ACH fund load limits.
You are eligible to apply for a Zolve Azpire card if you are a:
-- Student residing in the US with a valid student visa
-- Student about to move to US
-- Working Professional residing in the US with a valid work visa
-- Working Professional about to move to US
-- US Resident
If you have an SSN, you will need the following documents
-- SSN + Valid Photo ID (US Driving License, US State ID or Passport)If you do not have an SSN, you will need the following documents
-- Passport + Valid Student / Work Visa in the US
Your virtual Azpire card is ready as soon as you activate the account. You can then use your virtual card for online purchases or at offline stores by linking the card to Apple Pay or Google Pay.
To view your Azpire card details, please navigate to Zolve app >> Bank >> Zolve Azpire >> View details
A transaction can be disputed for various reasons like:
• Not incurred - Unknown transaction billed to the card account
• Double Debit - Charged twice for a single transaction
• Failed / Cancelled transaction - Transaction failed or was canceled
• Services not rendered / Goods not received from the merchant
Follow the below steps to raise a dispute
1. Tap on the fraudulent transaction and choose 'Get help'
2. Choose the option 'Raise a dispute'
3. It is suggested to freeze your card to avoid further fraudulent transactions
For credit report-related queries, please get in touch at +1 (213) 406-7896 or reach out to our 24x7 chat support
When a dispute is raised for a transaction, temporary credit is given to your account, and an investigation is initiated. This temporary credit will nullify the effect of the disputed transaction on the total outstanding. This is to ensure that you are not affected during the period of investigation.
Based on the outcome of the investigation, the temporary credit may be made permanent resulting in no liability from your end for the transaction or may be reversed.
We will ensure an end-to-end resolution of the dispute. You may also contact the merchant directly for faster resolution.
A written acknowledgment will be sent confirming the dispute is taken up. We will inform you if any further documentation is required from your end to address the claim.
Most disputes are resolved within 2 - 3 billing cycles from the date of transaction dispute forms receipt and complete supporting documents. Although a few complex cases might take more than the said time.
If your card account is debited twice for a transaction that was incurred only once, be sure to get in touch with the merchant immediately or raise a dispute, in case the merchant denies it.
No. To help protect your information and prevent further unauthorized use of your account, the card is frozen or blocked. You will receive a replacement card for further usage
We request you to check with relatives or friends or authorized users with whom you might have shared your account details, to see if they recognize the transaction. To help you identify a charge, you can also view more details online by clicking on the transaction in your “Account Activity” section.