If you are a student or working professional about to move to the U.S., you are eligible to apply for a Zolve Credit Card. Don't have credit history in the USA or SSN? Don't worry! Zolve has got you covered.

No, not at all! You can sign up for the credit card and account from India itself. Even before you land in the U.S., you have your finances sorted. Zolve has got you covered from the very beginning!

The credit card we provide is unsecured.

The best things in life are free. We value your hard-earned money and hence, don't charge an annual fee.

Cash withdrawals are not permitted on your Zolve Credit Card. However, you can use your debit card for this.

Right after you upload your documents! All you need to do is sign up on the website or application, enter the required details and know your credit limit instantly.

Paying your outstanding balance is very simple. You can either pay it with your Zolve account or add the card on another account that you may have.

We know it is tough to manage in an alien world and it takes time to get things in order at least for the initial few months. To help you cope with that, Zolve does not charge a late payment fee for the first time, but after that, a late payment fee of up to $40 will be charged.

We know it's difficult to adapt in a new world and to help you with that, as a company, we have an introductory of 0% APR for the first six months. Post this, an APR of 14.99% variable will be applied based on your credit score and your profile.

Yes, Zolve is created to help you conduct financial transactions beyond borders and you can definitely use your Zolve card outside of the U.S. Also, there is no foreign transaction fee on Zolve Credit Cards. You can use the card for international transactions just like a normal transaction via the mobile app or entering the details in the merchant site.

Yes! Zolve enables you to build your credit history from day one based on your name and date of birth which is then paired/matched with your SSN/ITIN whenever you receive it. Post this, your future employers, landlords and financial institutions will be able to review your entire credit history with your SSN/ITIN.

Activating your Zolve Credit Card is extremely simple and only requires a few clicks. Once you receive the physical card, just login to the mobile application to activate your card.

Your Zolve account will be ready as soon as you sign up and provide the required documents. Your credit card, debit card and account will be created after we complete the processing. We will notify you once those accounts are created. Our goal is to make those accounts available by the time you land in U.S.

As soon as your account is created, you will be able to transfer money to your Zolve account.

1. You can send money internationally via a wire transfer. a. Give your Zolve account number and routing details to your local bank. b. Show Zolve account and routing details

2. You can also use your forex card money, and deposit the amount loaded on it into your Zolve account. a. Withdraw cash for free from a nearby ATM b. Deposit the cash into your Zolve account through cash deposit functionality at the ATM

3. You can also Log in another bank's website that you want to transfer money from. Add your Zolve Account information using the same routing and account information that you would use for direct deposit.

No not at all, there is no transaction fee except for $15 on incoming international wire transfer.

Not at all! Most good things in life are free. We value your hard-earned money.There is absolutely no upfront fee or minimum balance requirements for Zolve accounts. Just share the required details, upload the documents and we will set up the account for you.

There are no minimum balance requirements for Zolve accounts.

We value you and the safety of your money is our responsibility. Your accounts are insured upto $250,000. Also, we are constantly working towards monitoring your transactions and your card will be blocked in case any suspicious activity is found. You can also report your card if lost or stolen, any transaction post reporting will not be charged to you. Zolve is your financial haven.

Yes, your data is completely safe with us. Your data will only be shared with our partner bank with whom you have your accounts.