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    Credit limit up to $15,000

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Disclaimer

Zolve Innovations Inc is a financial technology company, not a bank or lender. All Zolve banking services are provided by our partner banks — Community Federal Savings Bank, Woodhaven, NY; The Bank of Missouri, Perryville, MO; or Continental Bank, Salt Lake City, UT — Members FDIC. Deposit accounts are FDIC insured up to $250,000, per deposit account. All cards are issued pursuant to a license from Mastercard. Cards may be used everywhere Mastercard debit or credit cards are accepted. Please check the statement/app/back of your card to know your issuing bank.

Zolve Canada Inc is a financial technology company, not a bank or lender. All Zolve credit cards are issued by BRIM Financial Inc, 4101 Yonge Street, Suite 506, Toronto, Ontario, M2P 1N6, Canada, pursuant to a license from Mastercard. Cards may be used everywhere Mastercard credit cards are accepted.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

^Withdraw cash for free at 60k+ Allpoint ATMs: Out-of-network ATM fees for deposits and withdrawals, may apply, at non-participating ATMs. Other fees such as third-party, network, and cash deposit fees may also apply.

++Loans: Zolve is not a loan or lending service provider. We provide a platform to connect consumers with third-party lenders and lending partners. All loan offers and terms are provided directly by those third parties and are subject to their review, approval, and terms.

**Insurance: Zolve is not a licensed insurance service provider, agent or broker. All insurance products are offered and underwritten by licensed insurance carriers. NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY PARTNER BANKS. MAY GO DOWN IN VALUE.

Third Party Website Disclaimer: By clicking certain links on this page, you may be redirected to third-party websites that are not affiliated with or controlled by Zolve. Zolve makes no representations or warranties regarding the content, accuracy, security, or privacy practices of such third-party sites. We recommend that you review the applicable privacy policies and terms of use of any third-party website you visit. Zolve disclaims any responsibility or liability for the actions, omissions, or policies of such third parties.

© Copyright 2025 @ Zolve | All rights reserved

Zolve Innovations Inc, 101 Eisenhower Parkway, Suite 300, Roseland, NJ, 07068

Ph: +1 (800) 470-7631

Zolve Canada Inc, 100 King Street West, 1 First Canadian Place, Suite 6200, Toronto, Ontario, M5X 1B8, Canada

Ph: +1 (833) 252-4525

New York

CERTIFICATIONS

FOLLOW US:

Zero Annual Fee Credit Card

Canada’s Most Rewarding Credit Card

For first 3 months, enjoy additional 2x welcome bonus.

8% on Groceries

4% on Apple & Google Pay

1% on Everything Else

cashback-on-groceries

Zolve vs. the rest? no contest.

FeatureZolve ClassicOther No-Fee Cards
Annual Fee$0$0
Welcome CashbackUp to 8% (3 mo.)Up to 5% (3 mo.)
Grocery Cashback4%1-3%
Cashback on Apple & Google Pay2%Not Available
Cashback on other purchases0.5%0.5%
Documents RequiredPassport + VisaFull Credit Check
Credit History RequiredNoYes

Calculate your cashback

See how much you could earn with your spending habits

Groceries

Groceries

4% cashback on groceries

$800per month
Digital Wallet Payments

Digital Wallet Payments

2% cashback on Apple Pay, Google Pay, Samsung Pay

$300per month
Everything Else

Everything Else

0.5% cashback on all purchases

$200per month
Your Rewards

Your Rewards

$468
per year
+2x Welcome Bonus

Credit, without the complications.

Instant Approval

Instant Approval

Get approved in under 5 minutes. Start earning immediately.

Mobile First

Mobile First

Manage everything from your phone. Apple Pay & Google Pay ready.

No Credit History

No Credit History

New to Canada? No problem. Build credit from scratch.

Zero Fees

Zero Fees

No annual fees, no hidden charges. Keep more of your money.

Our users love us.

John Paul Philips
Varun G
Vastu Varty
Djokovic
Pawan Kumar
John Paul Philips
Varun G
Vastu Varty
Djokovic
Pawan Kumar

“Zolve helped me obtain my first credit card easily without even the SSN, while all other banks were hesitant to.”

John Paul Philips

“Loved the onboarding experience with Zolve, it barely took any time at all.”

Varun G

“I felt so relaxed for having being introduced to a product like Zolve. It really took away all my worries.”

Vastu Varty

“The process of getting a bank account was incredibly seamless and hassle-free.”

Djokovic

“I was able to use Zolve from the very first day I landed in the U.S. and it was very helpful.”

Pawan Kumar

“Zolve helped me obtain my first credit card easily without even the SSN, while all other banks were hesitant to.”

John Paul Philips

“Loved the onboarding experience with Zolve, it barely took any time at all.”

Varun G

“I felt so relaxed for having being introduced to a product like Zolve. It really took away all my worries.”

Vastu Varty

“The process of getting a bank account was incredibly seamless and hassle-free.”

Djokovic

“I was able to use Zolve from the very first day I landed in the U.S. and it was very helpful.”

Pawan Kumar

Bank with confidence

Stay in control of your money at all times.

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In partnership with Mastercard
AICPA SOC Badge
SOC2 Compliant
256-bit AES encryption
Freeze/Unfreeze Icon
Freeze/Unfreeze
cards with a tap

Ready to level up your money game?

Join thousands earning more with Zolve. No credit history? No problem.