Ambitions
beyond borders

Short answer - no and no. As you are new to the country, we know you may not have an SSN or U.S. credit history. But that shouldn’t stop you from starting your life on an equal footing in the U.S. With Zolve, you can apply for a U.S. Bank Account and U.S. Credit Card from India itself before you go with your passport and visa as identification documents. The process is entirely online, and approvals are fast. The debit and credit card will be delivered to your U.S. address after you arrive.

Apart from no SSN and no credit history requirement, Zolve is the only credit card that offers a high credit limit on day 1 of arrival with no upfront deposit required. How do we do this you ask? With Zolve, you do not need a U.S. credit history to apply as we consider your unique circumstances and alternative data, giving you extremely high chances of approval. Because we trust you, you do not have to pay any security deposit to get a credit card, unlike other starter credit cards. Moreover, we report to all three credit bureaus and regularly give you valuable tips to build your credit score faster.

Zolve Account & Credit Card has no application fees. Sounds too good to be true? We understand that moving abroad is a big financial undertaking, so we don't charge any application fee, annual fee or ask for any minimum balances.

Absolutely. The Zolve Account is FDIC insured up to $250,000 through our partner bank. Moreover, our state of the art app allows you to freeze/unfreeze a card with just a click.

Your forex card blocks your money upfront. And why use a debit card when you get some amazing rewards while spending the same amount on a Credit Card as well as build your credit score!