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A credit card built to put you ahead

Build the credit others wait years for.
No SSN | No Annual Fees | Up to $15,000 limit1

The Zolve credit card may help improve your credit score with responsible use.

86K#

active users

In partnership with

mastercard <sub>&copy;</sub>

mastercard ©

International college student using Zolve student credit card to build US credit history
Zolve has helped over 85K+ people

You control your money

We make it safe, simple and transparent.

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Mastercard® ID theft protection7
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Mastercard® zero liability protection8
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Get your zero
annual fee Credit Card
even without SSN today

Subject to eligibility and credit approval.

DISCLOSURE

* Processing times may vary. Subject to eligibility and credit approval. 1 Credit limits vary by individual and are determined based on card approval, verified income, creditworthiness, and other eligibility criteria. The maximum limit available is $15,000; however, not all applicants will qualify for this amount. # 85K+ number is basis internal data as on October 2025. 2 3.5Mn+ cashback earned by our users is between September 2024 - September 2025. 3 8.5K+ cashback earned every hour is an average between September 2024 - September 2025. Credit score scale feature is for informational purposes only.
4 Credit score ranges are illustrative and based on information available from Experian and RentSpree. 5 Car loan figures assume a loan value of $30,000 over 72 months and are based on calculations from Experian. 6 Employment opportunities reflect general hiring practices in the U.S. where some employers may review credit reports during background checks, based on information available from Experian. 7 Mastercard Zero Liability Protection covers you for unauthorized transactions made in-store, online, by phone or ATM — provided you report loss or theft promptly and take reasonable care. 8 Mastercard ID Theft Protection includes alerts for suspicious activity and identity restoration services should fraud occur. These services are subject to registration and issuer terms and not all cards are eligible. See full Mastercard terms for details.