Zolve

  • CHECKING ACCOUNT

    U.S. Checking Account

    Get up to 5.13% APY

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    Credit limit up to $15,000

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    Enjoy 2x welcome cashback

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You've been invited to Zolve

Get the Zolve Credit Card to build credit’, unlock rewards** on everyday spends, and pay Zolve Credit Card bill using cash^^

Checking Account with up to 5.13% APY

Checking Account
with up to 5.13% APY*

+
Zero Annual Fee Credit Card

Zero Annual Fee
Credit Card

High-yield US Checking Account

No minimum balance

|

Zero maintenance fees

|

FDIC insurance up to $250,000

Find out how much you can earn:
I have the Zolve checking account
I have the Zolve credit card
I've set up direct deposits on my Zolve checking account
=

5.13% APY*

$1000 will become $1,051.30

Assuming the full $1,000 balance is maintained for 12 months

Wells Fargo

0.01% APY

▼ 5.12%

SoFi

3.30% APY

▼ 1.83%

Bank of America

0.01% APY

▼ 5.12%

Chase

0.01% APY

▼ 5.12%

Liberty Bank

3.45% APY

▼ 1.68%

Axos Bank

3.30% APY

▼ 1.83%

Wells Fargo

0.01% APY

▼ 5.12%

SoFi

3.30% APY

▼ 1.83%

Bank of America

0.01% APY

▼ 5.12%

Chase

0.01% APY

▼ 5.12%

Liberty Bank

3.45% APY

▼ 1.68%

Axos Bank

3.30% APY

▼ 1.83%

Zero Annual Fee US Credit Card

No SSN needed

No SSN
needed

Build US credit history^

Build US
credit history^

Rewards** on every purchase

Rewards**
on every purchase

Credit limit up to $15,000<sup>2</sup>

Credit limit up
to $15,0002

What our customer say

Zolve has been a game changer for me as a working professional relocating to the US. After using it for almost a year, I can confidently say it's one of the most convenient and thoughtful financial solutions for newcomers. The onboarding was smooth, everyday usage has been seamless, and earning 5%+ APY after meeting their criteria has made it even more rewarding. I highly recommend it to anyone moving to the US and looking for a dependable financial partner.

Anand Dhungav

Anand Dhungav

Working Professional · Apex Group of Companies

5.13% – the highest APY offered for a checking account in the United States. I've been using Zolve since 2021, and the 5x reward points on select merchants, along with multiple redemption options, are amazing. I would definitely recommend Zolve as a beginner credit card to start building your credit history in the US!

Kunal Dinesh Rana

Kunal Dinesh Rana

Working Professional · Walmart

Disclosures

1Credit limits vary by individual and are determined based on card approval, verified income, creditworthiness, and other eligibility criteria. Maximum limit is $15,000; not all applicants will qualify. Subject to eligibility and credit approval.

^The Zolve credit card may help improve your credit score with responsible use.

**Cashback rates and eligible categories apply. Refer to https://bit.ly/Rewards_TnC for details.

^^Cash payments are facilitated through third-party providers, including Green Dot Corporation, and are available at participating retail locations. Third-party fees may apply. Payment posting times may vary and are not guaranteed to be immediate. Availability of locations and services may vary by area. See terms for details. Applying for the Zolve Credit Card is subject to eligibility and credit approval.

*Annual Percentage Yields (APYs) are accurate as of 01/06/2026 and are subject to change at any time without notice. Fees may reduce earnings. No minimum balance is required. No monthly maintenance fee applies.

A valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) is required to earn interest and receive the disclosed APYs.

Eligible deposit accounts earn a 2.02% APY. Customers may earn higher APYs based on qualifying activity during the statement cycle. A 3.05% APY is available when an active Zolve Credit Card is maintained in good standing. A 4.08% APY is available with at least $250 in qualifying direct deposits are received during the same statement cycle. A 5.13% APY is available when all of the following criteria are met during the same statement cycle: (i) an active Zolve Credit Card in good standing is maintained, (ii) a valid SSN or ITIN is on file, and (iii) at least $250 in qualifying direct deposits are received. The applicable APY is determined based on qualifying activity during each statement cycle. The account must remain open, active, and in good standing to earn interest at the disclosed rates.