You've been invited to Zolve

Join your friend and start earning up to 5.13% APY* on a Zolve Checking Account & unlock rewards** on everyday spends with Zolve Credit Card

Checking Account
with up to 5.13% APY*

Zero Annual Fee
Credit Card

High-yield US Checking Account

No minimum balance

Zero maintenance fee

FDIC insurance up to $250,000

I have the Zolve checking account

I have the Zolve credit card

I've set up direct deposits on my Zolve checking account

5.13% APY*

$1000 will become $1,051.30

Assuming the full $1,000 balance is maintained for 12 months

0.01% APY

▼ 5.12%

3.30% APY

▼ 1.83%

0.01% APY

▼ 5.12%

0.01% APY

▼ 5.12%

3.45% APY

▼ 1.68%

3.30% APY

▼ 1.83%

0.01% APY

▼ 5.12%

3.30% APY

▼ 1.83%

0.01% APY

▼ 5.12%

0.01% APY

▼ 5.12%

3.45% APY

▼ 1.68%

3.30% APY

▼ 1.83%

Zero Annual Fee US Credit Card

No SSN
needed

Build US
credit history^

Rewards**
on every purchase

Credit limit up
to $15,000**

What our customer say

Zolve has been a game changer for me as a working professional relocating to the US. After using it for almost a year, I can confidently say it's one of the most convenient and thoughtful financial solutions for newcomers. The onboarding was smooth, everyday usage has been seamless, and earning 5%+ APY after meeting their criteria has made it even more rewarding. I highly recommend it to anyone moving to the US and looking for a dependable financial partner.

Anand Dhungav

Working Professional · Apex Group of Companies

5.13% – the highest APY offered for a checking account in the United States. I've been using Zolve since 2021, and the 5x reward points on select merchants, along with multiple redemption options, are amazing. I would definitely recommend Zolve as a beginner credit card to start building your credit history in the US!

Kunal Dinesh Rana

Working Professional · Walmart

Disclosure

1. ^The Zolve Credit Card may help improve your credit score with responsible use.

2. ^^Credit limits vary by individual and are determined based on card approval, verified income, creditworthiness, and other eligibility criteria. Maximum limit is $15,000; not all applicants will qualify. Subject to eligibility and credit approval.

3. **Cashback rates and eligible categories apply. Refer to https://bit.ly/Rewards_TnC for details.

4. *Annual Percentage Yields (APYs) accurate as of 10/01/2025. Rates may change at any time without notice. Fees may reduce earnings. No monthly maintenance fee. No minimum balance required.

Base APY is 2.00%. Customers who receive a direct deposit of $250+/month or maintain an average daily balance of $500+ earn an extra +2.00% APY. Customers who maintain a Zolve credit card in good standing during the statement cycle earn an additional +1.00% APY. Both conditions are independent and may apply simultaneously. No debit card usage or other activity-based requirements apply. Refer to the Zolve Deposit Account Agreement for details.

Zolve Innovations Inc. is a financial technology company, not a bank or lender. All Zolve banking services are provided by our partner bank Continental Bank, Salt Lake City, UT, Member FDIC. All cards are issued pursuant to a license from Mastercard. Cards may be used everywhere Mastercard debit or credit cards are accepted.

Zolve Innovations, Inc. 101 Eisenhower Parkway, Suite 300, Roseland, NJ 07068.

High-yield US Checking Account

No minimum balance

Zero maintenance fee

FDIC insurance up to $250,000

I have the Zolve checking account

I have the Zolve credit card

I've set up direct deposits on my Zolve checking account

5.13% APY*

$1000 will become $1,051.30

Assuming the full $1,000 balance is maintained for 12 months

What our customer say

Anand Dhungav

Working Professional · Apex Group of Companies

Kunal Dinesh Rana

Working Professional · Walmart