Last updated date: 16 July 2021
representatives, assigns, successors and service providers (collectively, “Company” or “we,” “us,”),
collect, store, use, share and protect your personal information, which we obtain when you visit our
websites, use our mobile application or use our services. You accept this Policy and all of its terms
whenever you access or use our products, website, services, features and technologies, including our
mobile application (the “Services”). Please read this Policy carefully.
Remember that your use of our Services is at all times subject to our Terms of Service, which incorporates this Policy.
Our Services are intended for a U.S. audience. If you visit or use one of our Services, your information may be transferred or processed in the United States. We currently do not offer products or services to non-U.S. customers.
This Policy only applies to us and not to any third-party sites or services you may access through our website, our mobile application, or by using any of our Services and does not apply to information submitted or collected by websites maintained by other companies or organizations to which we may link or who may link to us. We are not responsible for the actions and privacy policies of third-party websites.
When we use the term “personal information” in this Policy, we mean information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, to you. It does not include aggregated or deidentified information that is maintained in a form that is not reasonably capable of being associated with or linked to you. It also does not cover “nonpublic personal information” and “personally identifiable financial information,” which are governed by the consumer policy below.
From the first moment you interact with us, we are collecting personal information about you. Sometimes we collect personal information automatically when you interact with our services and sometimes we collect the personal information directly from you. At times, we may collect personal information about you from other sources and third parties, even before our first direct interaction.
We collect the following personal information you provide in connection with our services:
As is true of most digital platforms, we collect certain personal information automatically when you
visit our online services, including:
We also obtain personal information from other sources, which we often combine with personal information we collect either automatically or directly from you.
We receive the same categories of personal information as described above from the following sources and third parties:
We also collect account information from you when you open a Banking Account and obtain a Zolve Card through our mobile application. This information is used to obtain your account, transaction, and other banking information from the relevant financial institution on your behalf in order to display the information to you or to fulfill your requests for certain products, services, or transactions through a Service. By using our Services, you grant Company, its payment processors, and any financial institution partnering with Zolve the right, power, and authority to act on your behalf to access and transmit this information from the relevant financial institution, including from Bank for the Banking Account and Zolve Card.
We use personal information we collect to:
If you choose to contact us, we may need additional information to fulfill your request or respond to
your inquiry. We may provide additional privacy disclosures where the scope of the inquiry/request
and/or personal information we require fall outside the scope of this Policy. In that case, the
additional privacy disclosures will govern how we may process the information you provide at that time.
We may also use personal information for any other purposes disclosed to you at the time your information is collected or pursuant to your consent.
We do not “sell” personal information as most people would typically understand that term. However, we may share your personal information across our services We share your personal information in the following ways:
usage information when you visit or interact with our email communications, websites and other online
services. For example, we may collect log data about your device and its software, such as your IP
address, operating system, browser type, date/time of your visit, and other similar information. We may
collect analytics data or use third-party analytics tools, such as Google Analytics, to help us measure
usage and activity trends for our online services and better understand our customer base.
Third-party partners and providers may also collect personal information about your online activities over time and across different websites when you use our websites and online services.
We use or may use the data collected through cookies to: (a) remember information so that you will not
have to re-enter it during your visit or the next time you visit our websites and online services; (b)
provide and monitor the effectiveness of our websites and online services; (c) monitor online usage and
activities of our websites and online services; (d) diagnose errors and problems with our websites and
online services; (e) otherwise plan for and enhance our online services; and (f) facilitate the purposes
identified in the Our Use of Personal Information section of this Policy. We and our advertising
partners also use the information we collect through cookies to understand your browsing activities,
including across unaffiliated third-party sites, so that we can deliver ads and information about
products and services that may be of interest to you.
PPlease note that we link some of the personal information we collect through cookies with the other personal information that we collect about you and for the purposes described in this Policy.
If you would prefer not to accept cookies, most browsers will allow you to: (i) change your browser
settings to notify you when you receive a cookie, which lets you choose whether or not to accept it;
(ii) disable existing cookies; or (iii) set your browser to automatically reject cookies. Please note
that doing so may negatively impact your experience using our online services, as some features and
services on our online services may not work properly. Depending on your device and operating system,
you may not be able to delete or block all cookies. In addition, if you want to reject cookies across
all your browsers and devices, you will need to do so on each browser on each device you actively use.
You may also set your email options to prevent the automatic downloading of images that may contain
technologies that would allow us to know whether you have accessed our email and performed certain
functions with it.
We support the self-regulatory principles for online behavioral advertising (Principles) published by
the Digital Advertising Alliance (DAA). This means that we allow you to exercise choice regarding the
collection of information about your online activities over time and across third-party websites for
online interest-based advertising purposes. More information about these Principles can be found at
www.aboutads.info.If you want to opt out of receiving online
interest-based advertisements on your internet browser from advertisers and third parties that
participate in the DAA program and perform advertising-related services for us and our partners, please
follow the instructions at
www.aboutads.info/choices, or http://www.networkadvertising.org/choices/ to
place an opt-out cookie on your device indicating that you do not want to receive interest-based
advertisements. Opt-out cookies only work on the internet browser and device they are downloaded onto.
If you want to opt out of interest-based advertisements across all your browsers and devices, you will
need to opt out on each browser on each device you actively use. If you delete cookies on your device
generally, you will need to opt out again.
If you want to opt out of receiving online interest-based advertisements on mobile apps, please follow the instructions at http://www.aboutads.info/appchoices.
Our websites and online services are not directed to, and we do not intend to, or knowingly, collect or solicit personal information from children under the age of 13. If you are under the age of 13, please do not use our websites or online services or otherwise provide us with any personal information either directly or by other means. If a child under the age of 13 has provided personal information to us, we encourage the child’s parent or guardian to contact us to request that we remove the personal information from our systems. If we learn that any personal information we collect has been provided by a child under the age of 13, we will promptly delete that personal information.
CCalifornia's "Shine the Light" law (Civil Code Section §1798.83) permits California residents that have
an established business relationship with us to request certain information regarding our disclosure of
certain types of personal information to third parties for their direct marketing purposes during the
immediately preceding calendar year. To make such a request, please send an email to email@example.com.
Chapter 603A of the Nevada Revised Statutes permits a Nevada resident to opt out of future sales of certain covered information that a website operator has collected or will collect about the resident. To submit such a request, please contact us at firstname.lastname@example.org.
Our websites and online services may include links to third-party websites, plug-ins and applications. Except where we post, link to or expressly adopt or refer to this Policy, this Policy does not apply to, and we are not responsible for, any personal information practices of third-party websites and online services or the practices of other third parties. To learn about the personal information practices of third parties, please visit their respective policies.
While we take reasonable steps to protect your personal information, nothing on the internet is 100% secure. For these reasons, we cannot guarantee that all of your personal information will never be disclosed in ways you do not expect or which are not described in this Policy. While we protect our systems and services, we cannot guarantee the security of your information during transmission and any transmission is at your own risk. Also, you are responsible for keeping your password(s) and account information safe and private. You are also responsible for making sure you’re your personal information is accurate and up-to- date.
We will update this Policy from time to time. When we make changes to this Policy, we will change the "Last Updated" date at the beginning of this Policy. If we make material changes to this Policy, we will notify you by email to your registered email address, by prominent posting on this website or our online services, or through other appropriate communication channels. All changes shall be effective from the date of publication unless otherwise provided.
IIf you have any questions or requests in connection with this Policy or other privacy-related matters, please send an email to email@example.com.
|Who is providing this notice?||Zolve Innovations, Inc. and its affiliates.|
|How does Zolve Innovations protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does Zolve Innovations collect my personal information?||We collect your personal information, for example, when you:
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial
products or services to you.
|CA: Under California law, we will not share information we collect about you with nonaffiliated third parties, expect as permitted by law, including, for example, with your consent or to service your account.
VT: We will not share information we collect about you with nonaffiliated third parties, except as permitted by law, including, for example, with your consent or to service your account. We will not share information about your creditworthiness with our affiliates, other than as permitted by Vermont law, unless you authorize us to make those disclosures.