A Credit Card at par with your aspirations

Accelerate your ambitions with the Zolve U.S. credit card; one that comes with no annual fee, a high credit limit and can be used across continents with no foreign transaction fees.
How’s that for the best of all worlds?

Giving you credit

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No annual fees

Most good things in life are free. We value your hard-earned money too much to charge an annual fee.

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0% APR for 6 months

Setting up life in a new country is tough. We get it. Enjoy zero interest rate for first 6 months as an introductory offer.*

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No foreign exchange fees

You may be in the U.S., but part of you will always be home. Save as you swipe in two countries

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No SSN nor U.S. Credit History Required

Good credit is for everyone. We just need your basic personal information, visa and passport for identification .

*After 6 months it will be 14.99% (variable with prime rate as follows: 11.74% + WSJ Prime Rate)

Rewards so awesome,
you'll be spoiled for choice

Up to0%Cashback
0k+Merchants
Some of the brands you love
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Putting U in
the centre of TrUst

UI

We have learnt to take a chance on you, even when others can’t. We believe that your creditworthiness is a fundamental human attribute and does not change with where you live. So we re-engineered the credit system to make it inclusive for you.

With Zolve, you do not need a U.S. credit history to apply as we consider your unique circumstances and alternative data, giving you extremely high chances of approval.

The edge you
deserve when
you land

When you bank with Zolve, you are pre-approved in India and get your card as soon as you land. How’s that for being priority?

A Credit Limit that Feels Unlimited

Your journey to greatness shouldn’t be confined by credit limits! Which is why we provide a high credit limit. So whether it be a significant investment or an emergency expense, we’ve got it covered.

No Security Deposit needed

For us trust is not just a word but action. So, unlike most starter cards, you don’t need a security deposit to get a high credit limit with Zolve.

Feel Great When You Spend

The Zolve Card offers amazing rewards and benefits on our partner stores.

Give Yourself Some Credit

The Zolve Card helps you build a great U.S. credit score from the time you arrive. We report your payments to the U.S. credit bureau and our app will give you tips to build your FICO score, send payment reminders and limit alerts.

Settle In Comfortably

When you first get to America, it might take a while to get used to the system, which is why the Zolve card eases your burden by waiving off your first late payment (if any) and 0% APR for first 6 months (introductory offer). After 6 months it will be 14.99% (variable with prime rate as follows: 11.74% + WSJ Prime Rate)

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Long story short, here’s why you should swipe right on our credit card.

No annual fee

International card that works with no foreign transaction fees

0% APR for 6 months (introductory offer)*

Apply before leaving for the U.S., swipe when you arrive

High credit limit for eligible borrowers from the get-go

Start building your U.S. credit score from day 1

Lost your card? Freeze/ unfreeze from the app

Amazing rewards on popular stores

First late payment fee waived off

*After 6 months it will be 14.99% (variable with prime rate as follows: 11.74% + WSJ Prime Rate)

FAQs

Zolve is a cross border fintech that enables fair access to global financial products. We understand that the needs of a global citizen like you with financial footprints in more than one country are different from those of local residents. Our aim to simplify your financial world.

Currently serving the India-U.S. corridor, we let you apply for a U.S. bank account and a U.S. credit card on Day 1. With a lightning fast set up process that you can initiate from India, minimal documentation and no application fees, Zolve helps you prepare for your financial life in the USA.

To make the process seamless and just right for you, your Zolve Credit Card will be delivered to your U.S. address in accordance with your travel plans.

Yes, we believe nothing should come in the way of you achieving your dreams. We take other aspects into consideration, like your Future Earning Potential and educational loan details to give you the credit you deserve.

Short answer - no and no. As you are new to the country, we know you may not have an SSN or U.S. credit history. But that shouldn’t stop you from starting your life on an equal footing in the U.S. With Zolve, you can apply for a U.S. Bank Account and U.S. Credit Card from India itself before you go with your passport and visa as identification documents. The process is entirely online, and approvals are fast. The debit and credit card will be delivered to your U.S. address after you arrive.

No, not at all! You can sign up for the credit card and account from India itself. Even before you land in the U.S., you have your finances sorted. Zolve has got you covered from the very beginning!

Yes! Zolve enables you to build your credit history from day one based on your name and date of birth which is then paired/matched with your SSN/ITIN whenever you receive it. Post this, your future employers, landlords and financial institutions will be able to review your entire credit history with your SSN/ITIN.

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Zolve Innovations Inc. is a financial technology company, not a bank or lender. All banking products are provided by our partnering banks.

Zolve Credit Cards are issued by Community Federal Savings Bank, Members FDIC pursuant to its license from Mastercard, and are subject to the terms of a Cardholder Agreement. Offers subject to credit approval.

Zolve Debit Cards are issued by Community Federal Savings Bank, Member FDIC pursuant to its license with Mastercard, and are subject to the terms of a Deposit Account and Debit Card Agreement. Deposits are subject to FDIC insurance up to the legally permissible amount.

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